Why every home buyer needs a pre-approval before home shopping. Mortgage Masters Group Florida Home Loans – American Liberty Mortgage, Inc. Lakeland , Florida I am super excited to announce that I am now a licensed loan officer and have joined american liberty Mortgage in Lakeland!
Do you typically encourage your homebuyers to get a mortgage approval before home shopping? According to Carrie Niess, business analyst at American Financing, most homebuyers are doing it in reverse, finding their dream home and then hoping to get approved for a mortgage to afford that home."The best thing to do is get an approval 30 to 60 days prior to shopping.
If a buyer’s home search or closing process goes beyond 90 days, they may need to submit updated documentation in order to extend their pre-approval or gain final mortgage approval. But, buyers should note that even if they find a home during that 90-day period, the home must still be appraised before a lender will grant final mortgage approval.
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Mortgage Masters Group Why Do Real Estate Agents Ask For A Pre-Approval One of the most common home buying myths that exists is that when buying a home, you should find a home before getting a pre-approval. There are some real estate agents who will show a home, or several homes, to a buyer without knowing whether a buyer is pre-approved or not.-
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4 Reasons Why First time home buyers Need a Pre-Approval from a Credible Mortgage Company. Prior to making an offer, we strongly suggest that first time buyers get a home mortgage pre-approved from banks or lending companies that have a good name and reputation.
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