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Personal Bankruptcies Decline in January

Chapter 13 Bankruptcy. Under Chapter 13, you repay all or part of your debt through a three- to five-year repayment plan. When you make the personal bankruptcy filing, you will also submit a repayment plan to the court. After submitting the plan, you should begin making payments to the court (who then pays your creditors).

Unintended Consequence: How the ACA has decreased personal bankruptcies. By 2016, that number had dropped to 770,846 – almost a 50 percent decrease. Over the same period, North Carolina saw a decrease of about 44 percent in the number of total bankruptcies, a trend that is rippling across the health care industry.

Although courts never ask people to declare why they’re filing, many bankruptcy and legal experts agree that medical bills had been a leading cause of personal bankruptcy. get health.

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Total bankruptcy filings for the month of February 2017 increased 6 percent compared to the 55,237 total filings registered in January 2017. total noncommercial filings for February, 55,539, represented a 6 percent increase from the January 2017 noncommercial filing total of 52,419.

At the same time, the number of businesses across the country filing for bankruptcy fell when compared with January 2008. have been a steady increase in the number of personal bankruptcies, as well.

In 2006, there were 98,450 personal insolvency filings in Canada: 79,218 bankruptcies and 19,232 consumer proposals. Commercial restructuring. In Canada, bankruptcy always means liquidation. There is no way for a company to emerge from bankruptcy after restructuring, as is the case in the United States with a Chapter 11 bankruptcy filing.

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ABSTRACT: David Himmelstein and colleagues recently contended that medical problems contribute to 54.5 percent of personal bankruptcies and threaten the solvency of solidly middle-class Americans..

The most recent bankruptcy filing data from Automated Access to Court Electronic Records (AACER) show a 6.1% decline in the U.S. daily bankruptcy filing rate. The were about 124,800 bankruptcy filings in June which, spread over the 22 business days in the month, is a daily bankruptcy filing rate of 5,672.

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