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· Seniors were sold a risk-free retirement with reverse mortgages. Now they face foreclosure. Urban African American neighborhoods are hardest hit as nearly 100,000 loans have failed.
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The very expensive New York City metro area has an FHA loan limit of $726,525. The Albany area, on the other hand, has just a slightly higher maximum loan limit than that of most low-cost areas, at $315,100. This might be surprising, since New York City is home to some of the most expensive real estate in the country.
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Mortgage and lending. Dan Green is a mortgage industry guru and provides a ton of content on his website, TheMortgageReports. You can read his blogs, find information to explain the differences between loan types to clients, and even get a real-time mortgage rate.
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For example, if a homeowner does not pay his/her property taxes, the city can place a lien on the property for the amount owed. In New York City, these tax liens are typically sold to private entities, which can lead to foreclosure. The entity that owns the lien on the property is called the lien holder.
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